The new normal

Up, I’m up. It’s early. I did my steps, boiled my water, turned off my alarms that didn’t go off because I woke up just before the appointed hour.

Started using this app called Wakie where a stranger can call you as an alarm that you set. I don’t feel in the mood to chat this early, but thinking about the conversation that I would have or have had with wife an kids and myself got me up. A decision made the night before, that has teeth.

What am I doing right now?

The plan is to go to bed at a reasonable time every night, get up at a unreasonable time each morning, work hard at the hourly job that pays the bills so that I can get home to spend time with my family and work on my dreams.

What are those dreams?

1. Learn to code.

2. Learn to play the guitar.

3. Start that website that I have wanted to build for the last 8 years. (It’s my startup idea that never had a business model, until now)

And kick my blog back into gear. The blog is not a dream, that’s the teeth to let me process my thoughts and get me off of facebook.


Being your own thought leader

Robert Scoble was asking the other day if someone can be a thought leader if the they don’t have a blog?

A few years ago I tried to start writing one blog entry a day. I actually I’d pretty good for a few months, but then I got behind and then gave up, and I also discovered Twitter. I am a people person and I loved hanging out on Twitter. Writing takes time for me, o don’t type fast, and it seems like a blog post takes me about an hour to write. I would also say that I would have been diagnosed with ADD if I was a kid today. So long form writing is hard for me, but I want to do it. I love Twitter, Facebook and Friendfeed but it’s not the same as blogging, not by a longshot.

So where am I now? I am never at a computer. 98% of my Internet use is done on my iPhone. So my slow typing is not an issue anymore.

I am writing this from the wordpress app on the iPhone, and since there is no multitasking on the iPhone I am not being distracted to go see if someone has responded to my comment somewhere.

And there is no substitute for reading a post you wrote 5 years ago and realizing that you are not the same person, and you sounded like an idiot. Serriously, was I really like that?

The one thing I am excited about the most by starting to blog again will be that I can get my thoughts out of my head instead of having ideas trapped with no long form outlet. I am excited about being my own thought leader again, even I it takes some work.

Who is set to take the lead on Facebook polititions

Yesterday I was adding my support to a few politician on Facebook and noticed some interesting trends. We all know that Barack Obama is the hands down winner when it comes to Facebook fans and activity, which shouldn’t surprise us. But lets look at the rest of the top lineup of who is being supported,

Barack Obama has 2,201,818 supporters on Facebook

John McCain has 586,598 supporters

Sarah Palin has 435,441 supporters

Hillary Clinton has 166,864 supporters

Joe Biden 165,858 supporters

Michelle Obama has 132,871 supporters

Notice that the Republicans are really far behind, but that after this election, if McCain loses like it appears he will, the Governor of Alaska will have the most support on facebook ………………..(never finished this post)

The Common Sense Fix instead of the Bailout

Dave Ramsey is asking us to pass along this plan as an alternitive to the 700 billion bailout that is being proposed in Washington DC.

Years of bad decisions and stupid mistakes have created an economic nightmare in this country, but $700 billion in new debt is not the answer. As a tax-paying American citizen, I will not support any congressperson who votes to implement such a policy. Instead, I submit the following three steps:

Common Sense Plan.


A. Insure the subprime bonds/mortgages with an underlying FHA-type insurance. Government-insured and backed loans would have an instant market all over the world, creating immediate and needed liquidity.

B. In order for a company to accept the government-backed insurance, they must do two things:

   1. Rewrite any mortgage that is more than three months delinquent to a 6% fixed-rate mortgage.

      a. Roll all back payments with no late fees or legal costs into the balance. This brings homeowners current and allows them a chance to keep their homes.

      b. Cancel all prepayment penalties to encourage refinancing or the sale of the property to pay off the bad loan. In the event of foreclosure or short sale, the borrower will not be held liable for any deficit balance. FHA does this now, and that encourages mortgage companies to go the extra mile while working with the borrower—again limiting foreclosures and ruined lives.

   2. Cancel ALL golden parachutes of EXISTING and FUTURE CEOs and executive team members as long as the company holds these government-insured bonds/mortgages. This keeps underperforming executives from being paid when they don’t do their jobs.

C. This backstop will cost less than $50 billion—a small fraction of the current proposal.


A. Remove mark to market accounting rules for two years on only subprime Tier III bonds/mortgages. This keeps companies from being forced to artificially mark down bonds/mortgages below the value of the underlying mortgages and real estate.

B. This move creates patience in the market and has an immediate stabilizing effect on failing and ailing banks—and it costs the taxpayer nothing.


A. Remove the capital gains tax completely. Investors will flood the real estate and stock market in search of tax-free profits, creating tremendous—and immediate—liquidity in the markets. Again, this costs the taxpayer nothing.

B. This move will be seen as a lightning rod politically because many will say it is helping the rich. The truth is the rich will benefit, but it will be their money that stimulates the economy. This will enable all Americans to have more stable jobs and retirement investments that go up instead of down. This is not a time for envy, and it’s not a time for politics. It’s time for all of us, as Americans, to stand up, speak out, and fix this mess.

Why cant this kind of solution be passed? The basis for passing the bailout is the same as was used in passing the patriot act. It’s all about Fear.

Chat about the twhirl app and twitter for the enterprise

Today I woke up to the news that Twhirl had been acquired by seesmic. Fellow Newsgang live regular Dennis Howlett wrote a great post about it. Via twitter I pinged Dennis and he agreed to do a call about it. It turned into a really fun conversation about twhirl, single person development, twitter for the enterprise and small business using web 2.0 tools to save money and stay agile.

Conversation with Dennis Howlet about twhirl MP3